2008 is gone! It was a year of financial crisis. Everyone is now hoping 2009 would be better and perhaps see the light at the end of the tunnel.
In time like these it becomes the more important on how we spend our money and on how we try to get the most out of it. The way to do it is to avoid any unnecessary expenses. Oh it might not be good for the economy but then it would be worst if you get into debts and start paying astronomical penalty interests to the poor banks. The economy will pick up again eventually. In the mean while we need to stretch our money as much as possible.
So watching for deals in 2009 can help us cut costs. We need to look for the best available deals. Of course we should not buy something we do not need just to get the deal. Remember these deals are there for us to take. If we do we spend less and if we manage to save 5% over the whole year it amounts to about 5% raise in our income. Most will save more than that if they keep an eye on it.
Here are a few tips on how you can stretch your money.
- Check the weakly flyers. You can save 10% or more on groceries.
- Check the websites on deals, including this one. They are there to help you find the best deals. Bookmark them and spend a few minutes checking them daily. You might save a few hundreds of dollars.
- Use credit cards with rewards and without any fees. You save about 1% on your purchases. If you spend $30,000 a year you will earn $300 rewards. Make sure you pay everything before the due date. Otherwise you will be paying hefty interests.
- Make a list of things you would need for this year and if you can wait when the deals emerge you would save quite a lot.
These are just a few tips on how you can make the most of your money and make 2009 a less expensive year.
Wish you the best savings for 2009!